Covid cases are rising, cold weather is on its way and, for many American households and small businesses, financial resources are running out. The next few months could be tough.

While the economy still isn’t close to a full recovery from the pandemic, it has rebounded impressively. Last Thursday, the Commerce Department reported that gross domestic product grew 7.4% in the third quarter from the prior quarter, and economists expect that the October employment report, due Friday, will show another month of job gains. The…

This post first appeared on wsj.com

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