DECIDING where to buy a home can be a tricky decision and location can be a big factor in the type of property you’re after.
The average UK house price was £288,000 in June 2023, according to the Office for National Statistics.
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Right now, house prices are more than £5,000 higher than they were 12 months ago when average prices sat at £282,777.
But current prices are below the recent peak in November 2022 when they hit £292,674.
If you were to purchase a property valued at £288,000 homeowners would need to save £14,000 for a very small 5% deposit.
To put down a 10% deposit and secure a lower mortgage rate, you’d need £28,000 in the bank.
Property website Zoopla has dug out ten different properties across the country to help illustrate what you can get for around £280,000.
The properties can be found in the South East, South West, East of England, East Midlands and the West Midlands.
Depending on where you live you could get a lot more house for your money.
Here’s a look at how each property compares.
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Three-bed terraced house, Gloucestershire – £279,950
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This house in Stonehouse, Gloucestershire is on the market for £279,950.
The home has two double bedrooms, a single bedroom, one bathroom and two reception rooms.
It also comes with off-street parking, a garage and a front and rear garden.
It’s conveniently situated near to Stonehouse High Street and all the town centre amenities.
You’ll need to have £27,995 in the bank to put down a 10% deposit.
Three-bed flat, Coventry – £279,999
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This first-floor flat in Coventry is on the market for £279,999.
The home has two double bedrooms, a single bedroom, one bathroom and a reception room.
It also comes with off-street parking and a garage as well as access to communal gardens.
The property is perfect for a first-time buyer, investor or someone wishing to downsize.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Three-bed semi-detached house, Wiltshire – £280,000
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This semi-detached house in Swindon, Wiltshire is on the market for £280,000.
The home has two double bedrooms, a single bedroom, one bathroom and a reception room.
The house comes with a good-sized driveway for parking at the front of the property via double gates.
The property also boasts a large rear garden.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Three-bed end terrace house, Gloucestershire – £280,000
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This house in Quedgeley, Gloucestershire is on the market for £280,000.
The home has two double bedrooms, a single bedroom, one bathroom and a reception room.
It also comes with off-street parking and a garage.
The property is close to the Gloucester and Sharpness canal.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Three-bed semi-detached house, Nottinghamshire – £280,000
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This house in Radcliffe on Trent, Nottinghamshire is on the market for £280,000.
The home has two double bedrooms, a single bedroom, one bathroom and a reception room.
It also comes with off-street parking and a garage as well as a great garden plots.
The property is situated with great transport links to the A46, A1 and A52.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Three-bed end terrace house, Ipswich – £280,000
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This property in Ipswich is on the market for £280,000.
The home has two double bedrooms, a single bedroom, one bathroom and a reception room.
It also comes with off-street parking and a garage as well as a garden.
To the front of the property, there is a block paved driveway that provides off-street parking for two cars.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Three-bed semi-detached house, Nottingham – £280,000
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This house in Carlton, Nottingham is on the market for £280,000.
The home has two double bedrooms, a single bedroom, one bathroom and two reception rooms.
The property comes with access to a garage in a block and space for potential parking to the front (subject to dropped kerb planning permissions).
It’s within easy reach of Carlton’s amenities, schools and bus services.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Two-bed flat, Dorset – £280,000
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This flat in Weymouth, Dorset is on the market for £280,000.
The home has two double bedrooms, two bathrooms and two reception rooms.
It also comes with off-street parking as well as access to communal gardens.
There is also a communal glazed conservatory and access to a storage room for bikes and mobility scooters.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Two-bed semi-detached house, Devon – £280,000
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This house in Exeter, Devon is on the market for £280,000.
The home has two double bedrooms, one bathroom and two reception rooms.
This family home is located in the desirable Exeter suburb of Alphington which has a village feel, a popular primary school, and is in close proximity to the M5, A30, Exeter City Centre, and Marsh Barton.
But the property doesn’t come with off-street parking.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
Two-bed semi-detached house, Oxfordshire – £280,000
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This semi in Banbury, Oxfordshire is on the market for £280,000.
The home has two double bedrooms, two bathrooms and one open-plan reception room.
It comes with two off-street parking spaces and a landscaped rear garden.
Banbury is conveniently located only two miles from Junction 11 of the M40, putting Oxford (23 miles), Birmingham (43 miles), London (78 miles) and of course the rest of the motorway network within easy reach.
You’ll need to have £28,000 in the bank to put down a 10% deposit.
