What is it? Unusually for an investment trust, which typically have independent boards who elect a fund manager to run the trust, Personal Assets is run by its own board who make decisions. 

The trust is specifically designed for private investors and aims to protect and increase the value of their money – in that order.

What does it invest in? The trust can invest globally, and 9.1 per cent of investors’ money is in UK stocks while 27.5 per cent is in US companies.

The biggest holdings include Microsoft, Unilever and cigarette firm Philip Morris. But it also holds bonds, precious metals and cash.

What do the experts like? Adrian Lowcock, head of personal investing at Willis Owen, says Personal Assets has ‘a strong board and management team’.

At a time like now when investors are worried about the future, Lowcock adds: ‘Its ability to drive growth over the longer term has been repeatedly proven.’

Any downsides? But equally the trust’s more cautious approach means it can lag when markets are on the rise, and Lowcock says investors need to hold the trust for a long time to maximise return.

#fiveDealsWidget .dealItemTitle#mobile {display:none} #fiveDealsWidget {display:block; float:left; clear:both; max-width:636px; margin:0; padding:0; line-height:120%; font-size:12px} #fiveDealsWidget div, #fiveDealsWidget a {margin:0; padding:0; line-height:120%; text-decoration: none; font-family:Arial, Helvetica ,sans-serif} #fiveDealsWidget .widgetTitleBox {display:block; float:left; width:100%; background-color:#af1e1e; } #fiveDealsWidget .widgetTitle {color:#fff; text-transform: uppercase; font-size:18px; font-weight:bold; margin:6px 10px 4px 10px; } #fiveDealsWidget a.dealItem {float:left; display:block; width:124px; margin-right:4px; margin-top:5px; background-color: #e3e3e3; min-height:200px;} #fiveDealsWidget a.dealItem#last {margin-right:0} #fiveDealsWidget .dealItemTitle {display:block; margin:10px 5px; color:#000; font-weight:bold} #fiveDealsWidget .dealItemImage, #fiveDealsWidget .dealItemImage img {float:left; display:block; margin:0; padding:0} #fiveDealsWidget .dealItemImage {border:1px solid #ccc} #fiveDealsWidget .dealItemImage img {width:100%; height:auto} #fiveDealsWidget .dealItemdesc {float:left; display:block; color:#004db3; font-weight:bold; margin:5px;} #fiveDealsWidget .dealItemRate {float:left; display:block; color:#000; margin:5px} #fiveDealsWidget .footerText a:hover{text-decoration: underline;} #fiveDealsWidget .footerSmall{font-size:10px; padding-top:10px;} @media (max-width: 635px) { #fiveDealsWidget a.dealItem {width:19%; margin-right:1%} #fiveDealsWidget a.dealItem#last {width:20%} } @media (max-width: 560px) { #fiveDealsWidget #desktop {display:none;} #fiveDealsWidget #mobile {display:block!important} #fiveDealsWidget a.dealItem {background-color: #fff; height:auto; min-height:auto} #fiveDealsWidget a.dealItem {border-bottom:1px solid #ececec; margin-bottom:5px; padding-bottom:10px} #fiveDealsWidget a.dealItem#last {border-bottom:0px solid #ececec; margin-bottom:5px; padding-bottom:0px} #fiveDealsWidget a.dealItem, #fiveDealsWidget a.dealItem#last {width:100%} #fiveDealsWidget .dealItemContent, #fiveDealsWidget .dealItemImage {float:left; display:inline-block} #fiveDealsWidget .dealItemImage {width:35%; margin-right:1%} #fiveDealsWidget .dealItemContent {width:63%} #fiveDealsWidget .dealItemTitle {margin: 0px 5px 5px; font-size:16px} #fiveDealsWidget .dealItemContent .dealItemdesc, #fiveDealsWidget .dealItemContent .dealItemRate {clear:both} }

This post first appeared on Dailymail.co.uk

You May Also Like

Brits are today braced for a ‘Groundhog Year’ of high taxes, energy bills and mortgages

FAMILIES are today braced for a “Groundhog Year” of high taxes, energy…

I’m a planning expert – how to build an extension WITHOUT planning permission

IMPROVING or extending your home is often cheaper than moving house entirely…

Pizza Hut’s festive menu includes a chicken, bacon and stuffing pizza

PIZZA Hut’s Christmas menu is here – and it includes a new…

Highest paying jobs that you can get with just A-levels – with salaries of up to £90,000 a year

HIGH paying jobs don’t always need top qualifications, and they could even…